Even though, we, as humans, are so different from each other, we can say with certainty that we all face the same challenges when it comes to:
- Covering our household expenses
- Paying off our house mortgage and debts
- Being able to send our children to university
- Having a solid savings fund in case of an emergency
- Being able to retire when desired with dignity
In different life stages, we have different priorities, and thus, our financial needs change from time to time. However, what does not change is that we need to make sure that our finances are in order.
Most people have a spending issue that drives their insecurity. Our money is a tool to our wellness, but not an end in itself, so we should think about how to use it wisely. Money should empower us, alleviate our worries and stress, and not the other way around. Setting aside a portion of our monthly income can quickly turn into a few thousand euros that can be the seed money of an emergency fund.
Have you ever consider cutting down as little as 5% of your monthly household expenses? Have you ever considered categorizing these expenses from which you can easily save from? Is dining out something that most of us do? How about travelling? Who does not love to travel? Which of us, especially women, do not love shopping? Do all these remind you some of your spending habits?
Financial planning is financial wellness. The sooner we start planning for our future, the sooner we can guarantee a quality of life to our family.
Ask today for your own tailored made financial plan to accomplish your short and long-term financial goals. Make time and do not postpone. Take the first step today.
Once done, make sure you follow it and revaluate regularly, especially when certain life events such as marriage, child birth, change of job occur.
Ellada Palmyri
Qualified Insurance Broker
FLMI, MBA, BA Accounting
Email: [email protected]
Tel.: +35799603199